TCF Investment https://www.tcfinvestment.com Thu, 20 May 2021 10:04:58 +0000 en-GB hourly 1 https://wordpress.org/?v=5.4.6 https://www.tcfinvestment.com/wp-content/uploads/cropped-TCF-Icon-RGB-Low-Res-PNG-150-ppi-32x32.png TCF Investment https://www.tcfinvestment.com 32 32 keeping customers happy https://www.tcfinvestment.com/keeping-customers-happy/?utm_source=rss&utm_medium=rss&utm_campaign=keeping-customers-happy Thu, 20 May 2021 09:22:51 +0000 https://www.tcfinvestment.com/?p=4909 Rising markets have increased the portfolio values of many customers - so they are happy with their advice / adviser. If we have a period of poor or flat market returns, will they still be happy with adviser value? Here are over 20 different ideas for showcasing your value to clients.

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Why work with an IFA? https://www.tcfinvestment.com/why-work-with-an-ifa/?utm_source=rss&utm_medium=rss&utm_campaign=why-work-with-an-ifa Tue, 11 May 2021 12:22:04 +0000 https://www.tcfinvestment.com/?p=4886 Many financial advice firms deliver consistent, innovative and extremely valuable solutions for their clients. Not just at the initial planning / implementation stage but also over the years of guidance, support, rebalancing and tax planning. A simple sales aid / poster helps adviser firms showcase their value to clients.

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Value of Advice – Poster https://www.tcfinvestment.com/value-of-advice-poster/?utm_source=rss&utm_medium=rss&utm_campaign=value-of-advice-poster Thu, 08 Apr 2021 14:48:26 +0000 https://www.tcfinvestment.com/?p=4847 Many financial advice firms deliver consistent, innovative and extremely valuable solutions for their clients. Not just at the initial planning / implementation stage but also over the years of guidance, support, rebalancing and tax planning. A simple sales aid / poster helps adviser firms showcase their value to clients.

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Sample CIP https://www.tcfinvestment.com/sample-cip/?utm_source=rss&utm_medium=rss&utm_campaign=sample-cip Thu, 25 Mar 2021 17:50:25 +0000 https://www.tcfinvestment.com/?p=4804 In a world of ever-increasing complexity, clients can take comfort knowing that their investments are under the stewardship of professional advisers. This blog gives some ideas of the content for an adviser Investment Philosophy & Process document to show customers how you look after their money.

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CIP Pictorial https://www.tcfinvestment.com/cip-pictorial/?utm_source=rss&utm_medium=rss&utm_campaign=cip-pictorial Fri, 12 Mar 2021 16:15:16 +0000 https://www.tcfinvestment.com/?p=4783 Trying to develop a Centralised Investment or Retirement Proposition is complex enough, but how do they fit with the other processes within an adviser firm? We've put together a helpful guide and some ideas of how to go about designing your overall processes.

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Retirement Mountain https://www.tcfinvestment.com/retirement-mountain/?utm_source=rss&utm_medium=rss&utm_campaign=retirement-mountain Mon, 01 Mar 2021 11:32:27 +0000 https://www.tcfinvestment.com/?p=4749 As we approach our planned pension age, we probably have one question front and centre of our mind - do I have enough to retire? If we seek advice this is probably the simple query that we would like an answer to, but unfortunately without some more detailed analysis it's unlikely to have a simple answer.

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Sequence of Return risk https://www.tcfinvestment.com/sequence-of-return-risk/?utm_source=rss&utm_medium=rss&utm_campaign=sequence-of-return-risk Thu, 18 Feb 2021 15:15:16 +0000 https://www.tcfinvestment.com/?p=4739 Many investors are aware of the risks when 'saving up' towards a lump sum. Unfortunately, far fewer are aware of all the risks when 'drawing down' from a lump sum, for example in retirement. One pernicious risk is Sequence of Return risk...

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CRP Checklist https://www.tcfinvestment.com/crp-checklist/?utm_source=rss&utm_medium=rss&utm_campaign=crp-checklist Mon, 15 Feb 2021 09:51:38 +0000 https://www.tcfinvestment.com/?p=4723 Many financial advice firms have developed and refined their Centralised Investment Propositions (CIPs) over the years. But the advent of Pension Freedoms and greater regulatory scrutiny has many firms looking to refine these for retirement / decumulation clients.

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Ups and Downs https://www.tcfinvestment.com/ups-and-downs/?utm_source=rss&utm_medium=rss&utm_campaign=ups-and-downs Mon, 25 Jan 2021 17:06:47 +0000 https://www.tcfinvestment.com/?p=4653 Investing is not without risk. Anyone who suggests otherwise is misguided. The idea of taking risk is to increase returns. But how much risk should you take, what is the extra return you might get, what if it goes wrong? Understanding this is one of the most important foundations of investing and financial planning.

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The IMPORTANCE OF DIVERSIFICATION https://www.tcfinvestment.com/the-importance-of-diversification/?utm_source=rss&utm_medium=rss&utm_campaign=the-importance-of-diversification Thu, 14 Jan 2021 14:18:56 +0000 https://www.tcfinvestment.com/?p=4625 North American equities have had significant growth with the average Investment Association North America sector fund delivering over 100% return. Investors may become over reliant on just this sector or disregard their normal portfolio balance and investment more heavily in North American equities.

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