Archive for Category: Finance

the hare and the tortoise

The famous hare and the tortoise fable tells the story of the hare who ridicules a slow-moving tortoise in a race, but at the end of the day the tortoise wins! Our investment approach of keeping costs low while aiming to understand all the risks is key and may...

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keeping customers happy

Rising markets have increased the portfolio values of many customers - so they are happy with their advice / adviser. If we have a period of poor or flat market returns, will they still be happy with adviser value? Here are over 20 different ideas for showcasing your value...

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Why work with an IFA?

Many financial advice firms deliver consistent, innovative and extremely valuable solutions for their clients. Not just at the initial planning / implementation stage but also over the years of guidance, support, rebalancing and tax planning. A simple sales aid / poster helps adviser firms showcase their value to clients.

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Value of Advice – Poster

Many financial advice firms deliver consistent, innovative and extremely valuable solutions for their clients. Not just at the initial planning / implementation stage but also over the years of guidance, support, rebalancing and tax planning. A simple sales aid / poster helps adviser firms showcase their value to clients.

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Sample CIP

In a world of ever-increasing complexity, clients can take comfort knowing that their investments are under the stewardship of professional advisers. This blog gives some ideas of the content for an adviser Investment Philosophy & Process document to show customers how you look after their money.

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CIP Pictorial

Trying to develop a Centralised Investment or Retirement Proposition is complex enough, but how do they fit with the other processes within an adviser firm? We've put together a helpful guide and some ideas of how to go about designing your overall processes.

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Retirement Mountain

As we approach our planned pension age, we probably have one question front and centre of our mind - do I have enough to retire? If we seek advice this is probably the simple query that we would like an answer to, but unfortunately without some more detailed analysis it's unlikely to have a simple answer.

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Sequence of Return risk

Many investors are aware of the risks when 'saving up' towards a lump sum. Unfortunately, far fewer are aware of all the risks when 'drawing down' from a lump sum, for example in retirement. One pernicious risk is Sequence of Return risk...

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CRP Checklist

Many financial advice firms have developed and refined their Centralised Investment Propositions (CIPs) over the years. But the advent of Pension Freedoms and greater regulatory scrutiny has many firms looking to refine these for retirement / decumulation clients.

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Ups and Downs

Investing is not without risk. Anyone who suggests otherwise is misguided. The idea of taking risk is to increase returns. But how much risk should you take, what is the extra return you might get, what if it goes wrong? Understanding this is one of the most important foundations of investing and financial planning.

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