About Us

Business woman thinking account

Clear, Concise and Precise:

Common Sense Investing

TCF Investment started over a decade ago, our aim from the start has been to create a totally customer-focused investment business. Our driving force was to challenge an over-priced, over-complicated industry, more concerned with selling than looking after people’s money. TCF is different. We brought together experts from across the industry that shared our passion to deliver straight forward, reliable, evidence-based solutions. Our products are designed to meet the needs of our customers, everything about our business is designed to make advisers’ lives easier.

The Founders

WITH OVER THIRTY YEARS EACH IN FINANCIAL SERVICES, DAN AND GARY HAVE A WIDE RANGE OF EXPERTISE AND EXPERIENCE GAINED IN SOME OF THE LARGEST FINANCIAL SERVICES COMPANIES IN THE UK.

Founder - DAVID (DAN) NORMAN

DAN moved into financial services in 1986 after an early career with GEC having studied Chemistry. He held several senior sales and marketing roles with both life companies and asset managers, and most recently was CEO Credit Suisse Asset Management (UK & Ireland).

Founder - GARY MAIRS

Gary joined the investment industry after studying Economics at Trinity College Cambridge. After a career as a fund manager, he moved into senior executive management for a number of asset managers. Most recently he was CEO of Insight Investment’s Retail business and Group Deputy CEO.

The Investment Committee

Drawn from a wide range of backgrounds, all with many years’ expertise, and with access to the wider M&G Group expertise, we never forget that each pound we look after is important. Unlike many fund managers, we don’t chop & change (as this just increases cost). Instead, we take a long-term view of the world & seek to add value only when there is a compelling opportunity.

Investment Committee Chair - Shanti Kelemen - Chief Investment Officer, M&G Wealth

Shanti joined M&G Wealth in November 2021 as Chief Investment Officer. She is responsible for the development and ongoing management of discretionary investment solutions offered by M&G Wealth. Prior to joining M&G, she worked in private banking for 10 years. She held the role of Investment Director at Brown Shipley, with responsibilities for communicating investment views, improving investment processes and integrating acquired businesses. Whilst working at Coutts, she was a director on the portfolio management team, and managed multi-asset advisory and discretionary portfolios. She also held roles in business development and product management at Coutts. She began her career working in equity derivative sales at the Royal Bank of Scotland. She is a regular guest on BBC’s Radio 4 Today and Wake Up to Money programmes, and has also appeared on Bloomberg, CNBC and Ian King. She holds a PCIAM qualification and a Masters in Management from the London School of Economics. In 2021, she was named to the Private Asset Manager Top 40 under 40 list.

Member - Ciaran Mulligan - Head of Fund Manager Oversight, M&G Investment Office

Ciaran joined M&G in 2015 and leads Manager Oversight team within M&G. The team is responsible for researching and assessing fund managers used by the Treasury & Investment Office (T&IO) within products such as PruFund and Prufolio. The team oversees circa £175bn in investments (as of December 2021). The team also supports the mandate design process within M&G, ensuring that mandates are designed to capture the skill sets of underlying managers and are positioned in a way to achieve the outcomes for the multi-asset funds which T&IO have responsibility for. Prior to joining, Ciaran was Head of Global Research at Buck Consultants. In that role he was responsible for setting up the global research platform which toward the end of his tenure conducted over 500 manager ratings on an annual basis across both traditional and alternative asset classes. Prior to joining Buck in 2009, Ciaran was Head of Research and Portfolio Manager for Fixed Income Strategies at Investment Solutions (part of the Alexander Forbes group), whom he had joined in 2003. Ciaran studied Actuarial Science at Heriot-Watt University.